策略还是仅仅是一个梦想？
一般来说，我目前的策略是专注于增加初始资本。以下是我的具体做法：
我在澳大利亚的矿业行业工作，即使是入门级职位，薪资也大约在每周2000澳元左右。在个人层面上，我在巴拉圭拥有税务居留权。至于商业结构，我仍在考虑是设立格鲁吉亚有限公司还是爱沙尼亚OU。如果我发现以伯利兹为基础的公司在亚洲或欧洲市场更具信誉，我可能会选择这个方向。
设置所有内容的估计成本——包括个人和运营方面——大约在1万美元。自2022年以来，在巴拉圭获得财政居留权变得简单得多。如今，你可以通过一家专业机构以大约4000美元的费用办理。他们还提供一个临时居住地址，这是提交文件的要求。对我来说，这部分有点困难，因为我最近搬到了澳大利亚。独立办理大约需要八个月的时间，而且你仍然需要至少在巴拉圭待3到4天，以找到并租赁一间一居室公寓。
计划A
利用我的矿业薪水通过公司结构投资于股票或股票型ETF，采用定投策略，并利用复利效应。重点是选择累积型基金——那些将利润再投资的基金，而不是分红型基金。目标不是资本增值，至少不是主要目标，而是建立可以作为银行或金融机构贷款和抵押品的金融资产。
计划B
一旦我有了抵押品，我将利用它来获得融资，购买实物资产——房地产或高价值商品，采取务实的、脚踏实地的方法。具体步骤如下：
1. 购买一处物业
2. 将其出租
3. 最初专注于学生住房，以确保稳定的需求
4. 后期向高端市场发展，瞄准更专业的租赁细分市场
例如，在阿尔巴尼亚，你可以用大约11万欧元建造一些相当吸引人的东西——尤其是如果你有良好的设计眼光。
假设矿业收入保持稳定（这是整个计划的基础），只要我妥善管理风险并保持良好的债务偿还能力，我可以承担多笔贷款。你只需要一处物业来开始并积累经验。两处意味着你开始认真对待。到你拥有三处时，你就不再是初学者了。
在我的情况下——因为我会出租这些物业——关键是确保租金收入在明确界定和预先计算的时间框架内覆盖债务。这就形成了一个自我融资的系统。
我对此并不感到压力。真正的挑战只是初期的规划和结构设计。至于意外事件，我已经准备好应对它们。
有谁对讨论这个话题感兴趣吗？或者有任何建议可以让我与有类似心态和抱负的人联系吗？
查看原文
n general, my current strategy is focused on increasing initial capital. Here's how I'm approaching it:<p>I'm working in the mining industry in Australia, where even entry-level positions start at around AUD 2,000 per week. On a personal level, I hold tax residency in Paraguay. As for the business structure, I'm still deciding between setting up a Georgian LTD or an Estonian OU. If I find that a Belize-based company offers more credibility in Asian or European markets, I might go in that direction instead.<p>The estimated cost to set everything up—both personal and operational—is around USD 10,000. Getting fiscal residency in Paraguay has become much simpler since 2022. Today, you can do it through a specialized agency for around USD 4,000. They also provide a temporary residential address, which is a requirement for filing the paperwork. That part was a bit of a hurdle for me, since I recently moved to Australia. Doing it independently would take around eight months, and you’d still need to spend at least 3–4 days in Paraguay to find and rent a one-bedroom apartment.<p>Plan A
Use my mining salary to invest in stocks or equity ETFs through a company structure, following a dollar-cost averaging strategy and taking advantage of compound interest.
The focus is on choosing accumulating funds—those that reinvest profits—rather than distributing ones.
The goal isn’t capital gains, at least not primarily, but rather to build up financial assets that can be used as collateral for loans and mortgages with banks or financial institutions.<p>Plan B
Once I have collateral, I’ll use it to secure financing and purchase physical assets—real estate or high-value goods—with a practical, grounded approach.
Step-by-step:<p>Buy a property
Rent it out
Initially focus on student housing for consistent demand
Later move upmarket and target more specialized rental niches
For example, in Albania, you can build something quite appealing with around EUR 110,000—especially if you’ve got a good eye for design.<p>Assuming the mining income remains stable (which is the foundation of the entire plan), I can take on multiple loans as long as I manage risk properly and maintain solid debt servicing capacity.
You only need one property to get started and build experience. Two means you're getting serious. By the time you have three, you're no longer a beginner.<p>In my case—since I’d be renting the properties—the key is to ensure that rental income covers the debt within a clearly defined and pre-calculated time frame. That creates a self-financing system.<p>I’m not stressed about any of this. The real challenge is just the initial planning and structuring. As for unexpected events, I’m ready to handle them as they come.<p>Anyone interested in discussing this?
Or have any tips on where to connect with people who have a similar mindset and ambition?